HOME BUYER'S INFORMATION

Taking the steps towards homeownership, whether it's your first home or fifth, is never a simple decision. There are many factors involved that go beyond today and tomorrow and stretch decades into the future. These articles will help you decide that home ownership is right for you, and when you're ready, we'll be happy to show you any home in Toronto.

Questions & Answers for Buyers

In this article we have brought together the answers for many of the questions that buyers ask about buying a home. It's likely you will find the answers here first, if you don't, please send us a quick email and we'll have the answer for you quickly.
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Buyer Representation Agreement

This legally binding agreement is the basis for your relationship with a REALTOR®. It's very important to understand what this contract means with your relationship and how signing a Buyer Representation Agreement will protect your interests.
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Creative Ways To Handle A Bidding War

As a buyer it may happen that the home you are going to place an offer on has other interested people also placing offers. This may end up in a bidding war. Here are some ways to make sure you end up the winner.
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Should I Have a Pre-Approved Mortgage?

The best reason to have a pre-approved mortgage is so you can act quickly when you find your dream home and stay within your budget.
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Learn more about Land Transfer Taxes, calculations and rebates. 
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Ontario’s HST on Real Estate Purchases Explained

Are you eligible for the GST/HST rebate on your new home or condominium purchase?
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Buying a Power of Sale

You should consult with a knowledgeable lawyer when considering a Power of Sale home purchase. There are a variety of circumstances that can cause issues with you taking possession of the home should the sale close. 

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Homeowner's Insurance

It’s important to understand what your insurance policy may not cover so you can get the right policy for your requirements.
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Should I Have a Home Inspection?

The additional peace of mind about the condition of the home you are purchasing, and the information a home inspection can provide about current and possible future issues, may affect your intention to purchase and provide you with additional negotiating power.
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Understanding Title Insurance

Title insurance provides protection to the new owner of a property, absent a current land survey, against losses that are based around the ownership of the property.
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How Much Should I Offer?

Do you meet the seller’s asking price? Should you offer above or below asking? What conditions need to be included with your offer? These are the toughest questions that you need to answer as your real estate agent prepares to submit your offer.
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Home Warranty Facts

A home warranty can provide considerable peace of mind, whether you are buying a new home or a resale home. There are important things to understand about home warranties, what they cover and how they provide coverage should something go wrong.
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